Fast cash loans in NZ are common. At Cash Relief, we have helped thousands of Kiwis when they’ve needed money in a hurry so there’s no reason for you to feel embarrassed about applying for a payday loan. You’re far from alone. Many Kiwis do it tough from time to time, and when you look at the findings of a long term study, you’ll see why.

The analysis by the Victoria University of Wellington Institute for Governance and Policy Studies found that 60 % of New Zealand’s adult population has less than $10,000 in cash reserves. Most of us have even less in our bank accounts, with the lowest deciles having virtually no savings at all. It’s a case of living from payday to payday, and when unexpected payments come up – like a repair to the family vehicle or urgent medical treatment – it’s virtually impossible to cover them and make ends meet at the same time.

A lot of these unexpected bills are put on the credit card which certainly explains the high level of debt in this area. Did you know that as of March 2019, Kiwi’s had over $7.34 billion worth of credit card debt? This usually comes with a high interest rate and no fixed repayment schedule, so it’s a debt that keeps getting bigger and bigger over time.

When you read information like that, you’ll realise that you’re not the only one who might need our help from time to time. Most of the time you’re fine. You make enough money to pay your bills, look after your family, and keep a roof over your head. But we can all expect the unexpected; take a vehicle repair for example. That is a common reason for requiring a payday advance as a car is often essential to get to work. It is something that needs to be fixed in a hurry and with our speedy process, we can provide the cash to cover the costs until payday.

We do this all the time, and for all sorts of reasons. That’s because there are people out there just like you; they need a hand when something pops up out of the blue. In a country where most of us live from payday to payday, without a significant amount of money saved for a rainy day, fast cash loans can help us handle those emergencies, So don’t think there’s anything wrong about getting in touch with us and enquiring about a  payday loan. Believe us – you’re not the only one!