Having a bad credit history can make you nervous about applying for your loan. The fear of rejection may put  you off applying.

At Cash Relief the application process takes about five minutes. Everything can be done online without the need to fax or email any documents. No paper, no hassles and no fuss. There are a few simple requirements to meet.

At Cash Relief our loan qualifying criteria is simple. You must be employed, you must have been in the same job for the previous three months, you must be at least 18 years old and be a New Zealand resident. And you must not be bankrupt, under summary instalment order nor no-asset procedure.  Although bad credit can be acceptable to Cash Relief, there are limitations. We don’t have a hard definition of when credit history is unacceptably bad but as long as we see regular pay in your bank account that is not withdrawn immediately, there is a strong chance you may qualify.

If you meet this criteria outline above, but still don’t know if you will qualify, simply complete the online application form and we will let you know quickly. If approved we will transfer the loan amount to your immediately if you choose the 60 minute option. That means no filling out paper forms, waiting around for days, or enduring lengthy meetings with staff scrutinising you to determine if you can make the repayments.

If you have a bad credit history and need a loan today you need to see the right people to lend you the money for emergencies. Banks are unlikely to lend money to people with bad credit, and reviewing your application may be a lengthy process. Knowing that Cash Relief is on your side in times of need, even if you have a bad credit history from other loans, can give you peace of mind. Application is simple to find out if you qualify for a payday loan and as your history with us and trust builds up we can lend you a larger loan sometime int he future should you need financial assistance.

Fill in our online five minute application form to see if you qualify for a payday loan