An advance to payday is a small cash loan that is due to be paid back on the day of your next pay. These are small loans ranging from $200 up to $600 depending on your credit history with Cash Relief. The maximum amount of time that you can borrow money from Cash Relief is 42 days if you are paid weekly or 56 days if paid fortnightly. which is a very short term loan. Our online application is simple and you could be approved and have the cash advance in your bank account within an hour once approved. If you have any questions about how an advance to payday works take a look at frequently asked advance to payday questions or give us a call on 0800 081 080.

It is always best to borrow as little as possible as everything you borrow has to be paid back with interest, so only borrow what you really require.

There are many reasons that you may need a cash advance to payday. Mostly cash advances to paydays are used for emergencies or when an unexpected event occurs.

Medical or dental emergencies are an acceptable circumstance where you may require an advance to payday. If you have something wrong or a sudden health issue it is important to get treatment as soon as possible and prevent additional problems occurring because you did seek early advice or treatment.

The same applies for a dental emergency. If you have broken a tooth or a bad toothache there is no need to wait until your next pay arrives to be treated. Why suffer when you could have a payday loan in your bank account within the hour?

In the unfortunate event of a death you may need to attend a funeral that is not in your local area. You may have to purchase last minute flights. If you are in the situation where you cannot afford the flights an advance to payday will allow you to make it to the funeral. This is a very difficult time and money should be the last thing you need to worry about. A cash advance to payday will allow you to make it to the funeral and focus on the what is really important.

Auto repairs can be urgent if you need your car to get to work or other important activities. It may be especially important if you use it for work, or to drive your kids to school and other after school activities. So to continue with your regular routine your car should be fixed urgently. A cash advance can help you to get back on the road. If you can’t live without your car this is a great option for you.

Unexpected bills, such as a higher than usual power or water bill, may arise that you can’t afford to pay by their due date. Or you need some money to help meet an extra rent bill. A payday loan can help you to cover the bill if you cannot afford to pay it straight away. The fee or additional cost for not paying the bill on time may be more than the cost of a small payday advance that could help pay the unexpected bill on time.  The online loan calculator will tell you exactly how much you will need to repay for the cash advance so you can check to see if the loan will cost more or less than paying the late fee.